https://www.ahmortgageservices.co.uk/home-old daily 0.75 2021-12-23 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596105722353-UE9ATPF7B1PJIZDCWAEJ/shutterstock_1316614286.jpg angela harrison mortgage services , home Find out more https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596105610698-VGA5584W6AGWR165T323/shutterstock_199869506.jpg angela harrison mortgage services , home Find out more https://www.ahmortgageservices.co.uk/contact-us daily 0.75 2023-11-17 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/73a98411-4ad1-42d3-9e43-e2a60f1c5b59/logo.png Contact Us - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.ahmortgageservices.co.uk/mortgages daily 0.75 2025-07-07 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596552973524-8XDJTHQIZ4N9ZKC1UFXL/shutterstock_1460401061+2nd.jpg angela harrison mortgage services, mortgages https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1597341591421-DYDFUXNMGE7AXJ3UEXCL/shutterstock_451241959.jpg angela harrison mortgage services, mortgages https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596553277343-YUCL28SJZIPUFAC58L0U/shutterstock_15542911.jpg angela harrison mortgage services, mortgages https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596555142517-35OMAFWBTHM078AU8PAA/shutterstock_1514960525+resized.jpg angela harrison mortgage services, mortgages https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596552544108-TJ2C0SZD0QF415OY9BQR/shutterstock_1455142754.jpg angela harrison mortgage services, mortgages https://www.ahmortgageservices.co.uk/about-us daily 0.75 2025-07-07 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1597329457505-HYYV3ZBW2Y81YOHKCYCP/IMG_0006.jpg Angela Harrison Mortgage Services, about us, mortgage broker, first time buyers - About Angela Harrison I have been in the financial services industry for over 35 years and I have been helping clients with their mortgages and family insurance needs for 30 of those years. Initially offering a full financial planning service and for the past 10 years specialising in mortgages and family insurances. For most of my career I have been employed. I decided to set up my own brokerage so I could concentrate on offering friendly, sound advice without all the pressures of corporate industry, ensuring I can always put my client first. I absolutely love helping people with their mortgages and helping them buy their homes. I have access to hundreds of different lenders and thousands of different products meaning I really can find you the most appropriate mortgage product. https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/528eeff3-bd0a-47ce-ad43-d83f6470b85a/Neil+Bio+Pic.jpg Angela Harrison Mortgage Services, about us, mortgage broker, first time buyers - About Neil Harrison I joined the Company as a Director to work alongside my lovely wife in Bedfordshire in September 2021. Angela is the experienced and registered mortgage broker who can provide you with advice and recommendations and then I will be ensuring we have all the correct documentation, submitting your application and dealing directly with lenders to make sure the process is smooth and that you receive your mortgage offer promptly, I also make a good cup of tea! Most of my career has been spent in the oil and gas industry and I have degrees in Engineering and Law. I am enjoying helping our clients to obtain a mortgage and assisting them to buy their first home or to invest in other properties. Our clients come first and we go the extra mile to ensure their needs are met and to make sure the process is as smooth as possible. We look forward to helping you with your mortgage. https://www.ahmortgageservices.co.uk/our-services-old daily 0.75 2021-12-23 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596126903059-LZWEVW2OC46REZL9IL9H/shutterstock_553625740.jpg Angela Harrison Mortgage Services our services mortgages financial advice - Fees & Advice One of the reasons I decided to set up a brokerage on my own, is having the flexibility around fees rather than having a set fee for everybody. This is because every client has different needs and therefore different levels of work will be involved. There is no charge for protection advice. The fee for mortgage advice is a fixed fee of £399. Any fee will not be payable until I have secured you a mortgage offer. I receive a payment from the lender and/or insurance company for any business I place with them. I will always be open and honest about this payment and how much I expect it to be. As an employed mortgage broker I was only able to research from a restricted number of lenders, this meant that clients were only provided with the best deal from that panel. I am now able to research products from the whole of the market (not including the very few lenders that will only accept business direct from client) which means I can give full advice and research the most appropriate mortgage product available for you as a client. https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596203493032-UOHEJ5ONAQTEJKL4F1PI/shutterstock_790042966.jpg Angela Harrison Mortgage Services our services mortgages financial advice - Mortgage Consultation A consultation can be carried out either by phone, a face to face meeting at your home or a virtual meeting online, the choice is yours to make. In addition, you can choose the time and day around your own working hours and your family. During the meeting I will carry out a full “fact find” this means asking you lots of questions, getting to know you and what’s important to you and your family and your financial situation. Once I have a full understanding of what you need I will spend time researching the market and then get back in touch with my recommendations. If you are happy to proceed, I will prepare an application with you and submit it to the lender on your behalf . Once your application is submitted I will keep in touch with the lender to ensure a quick turnaround of your application and deal with any queries the lender may have as they arise. I will contact you regularly with an update. The next stage will be a mortgage offer, once I have checked this is all correct, I will keep in touch with yourself and the lender until the point the money is released. https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596140255615-SIZ0CT2XXS83Y8I3GX3R/shutterstock_1105116683.jpg Angela Harrison Mortgage Services our services mortgages financial advice - Protection Consultation Protecting yourself and your family financially against the impact of a serious illness or an untimely death is extremely important and often not taken seriously enough. Statistics show that most families have insufficient cover and a large amount have none at all! The main reason for this area being ignored is often cost. We work hard with you to find a balance between providing adequate cover to protect your family at a cost that you are not going to resent and that is manageable. A “fact find” is carried out in line with a mortgage consultation or independently. Again, I want to find out more about what is important to you and what financial position you would be in if something did go wrong, what risk you are comfortable with and what budget you are prepared to contribute to rectifying any shortfalls. Once I have a full understanding of this, I will make recommendations to you. If you decide to proceed further, I will go through the applications with you and, once again, I will monitor the application with the insurer and keep you informed of the outcome. Once the application has been accepted we will discuss when you want this put in place. There is no fee for a protection consultation. https://www.ahmortgageservices.co.uk/insurance daily 0.75 2026-01-30 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596555397783-5MZJCLB49DNRNRJG4QPV/shutterstock_224627284.jpg angela harrison mortgage services, insurance, family protection, life cover - Life Cover Life cover, which can also be known as life insurance or life assurance, is an insurance policy that provides a lump sum to your family if you should die unexpectedly within a certain time period. For example, if you take out a mortgage of £200,000 over 25 years, you may want life cover to match, so that your family do not have to worry about paying the mortgage should they lose you. You may also wish to make provision for your dependents, especially if they rely on your income. It is not a nice subject to discuss, but never the less, it is important to be realistic about what would actually happen financially should you die. I will discuss this with you and we will look at cover you may already have, perhaps through your employer, or you may already have an insurance policy in place. I will then make recommendations to fill in any gaps you have in your current provision. (Please be aware that by clicking on to the link below you are leaving our website. Please note that Angela Harrison mortgage Services nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page) https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596555717623-UUMS1A0DGW2K3V5I1A6P/shutterstock_1038986683+resize.jpg angela harrison mortgage services, insurance, family protection, life cover - Critical Illness Critical Illness cover, also known as Serious Illness cover, can be taken out as a stand alone policy or included under a Life Cover policy. It pays out a lump sum should you be diagnosed with a critical illness as listed in the policy. For example, if you had sufficient cover to repay your mortgage this would ease the financial burden for you considerably. Studies show that you are more likely to suffer from a critical illness, for example, cancer, heart attack or a stroke, than you are to die prematurely. As medical science improves so do our chances of surviving one of these horrible illnesses. However, the financial impact of suffering from a critical illness can be devastating. I will review this with you and discuss what would happen if you were to suffer from a serious illness and make recommendations to fill any gaps in your provision so that if the worst happens, you can concentrate on getting well again rather than worrying about your finances. (Please be aware that by clicking on to the link below you are leaving our website. Please note that Angela Harrison mortgage Services nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page) https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596555914317-QGD1CAW5JFEBQ4H3OF2U/shutterstock_126692207.jpg angela harrison mortgage services, insurance, family protection, life cover - Income Protection Income protection is an insurance that protects your income should you be unable to work for a prolonged period of time due to sickness or an accident. You can usually choose a deferred period (for example, three months) before a plan pays out and, should you make a successful claim, it would normally pay out an amount every month until you reach the end of your policy term, you return to work, retire or pass away. Although your employer may continue to pay you for a period of time, what would happen if you still could not work but your pay had stopped? Could you manage on state benefits such as statutory sick pay? I will review this with you and check the cover you already have, through your employer or any other plans you may have. I will then make a recommendation to fill any gaps in your provision. (Please be aware that by clicking on to the link below you are leaving our website. Please note that Angela Harrison mortgage Services nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page) https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596556028309-9VGLPORJPCD2003VNI23/shutterstock_1297523995.jpg angela harrison mortgage services, insurance, family protection, life cover - Buildings & Contents If you wish to purchase a home using a mortgage, a lender will insist that you have Buildings Insurance, and quite rightly too! Should you be unfortunate enough to experience the damage a burst pipe can make or your house sets on fire, to name but a few examples, you will likely need to claim on your Buildings Insurance policy. Buildings Insurance will protect your building but it will not protect the contents of your home. Therefore you will also need a contents insurance policy. Although this is your choice and any lender would not insist on this. There are many providers that offer this type of cover, and you will at least need your Buildings Insurance in place on exchange of contracts. (Please be aware that by clicking on to the link below you are leaving our website. Please note that Angela Harrison mortgage Services nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page) “This service is offered by referral to a third party.” https://www.ahmortgageservices.co.uk/cookies daily 0.75 2021-12-31 https://www.ahmortgageservices.co.uk/complaintsprocedure daily 0.75 2022-11-11 https://www.ahmortgageservices.co.uk/privacypolicy daily 0.75 2022-11-11 https://www.ahmortgageservices.co.uk/home-1 daily 0.75 2021-12-23 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596105722353-UE9ATPF7B1PJIZDCWAEJ/shutterstock_1316614286.jpg angela harrison mortgage services , home (Copy) Find out more https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596105610698-VGA5584W6AGWR165T323/shutterstock_199869506.jpg angela harrison mortgage services , home (Copy) Find out more https://www.ahmortgageservices.co.uk/home daily 1.0 2025-07-07 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596105722353-UE9ATPF7B1PJIZDCWAEJ/shutterstock_1316614286.jpg Angela harrison mortgage services , home https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596105610698-VGA5584W6AGWR165T323/shutterstock_199869506.jpg Angela harrison mortgage services , home https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596126903059-LZWEVW2OC46REZL9IL9H/shutterstock_553625740.jpg Angela harrison mortgage services , home https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1599070615495-PVXYZZ66QPAIFWCUPCY0/shutterstock_790042966.jpg Angela harrison mortgage services , home https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596140255615-SIZ0CT2XXS83Y8I3GX3R/shutterstock_1105116683.jpg Angela harrison mortgage services , home https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/5a40a697-e4b5-46cf-944f-35d67324c65d/shutterstock_643008394-min.jpg Angela harrison mortgage services , home A small, family run mortgage broker service providing friendly, straightforward, honest advice. https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/94bcd83f-3ed0-4431-b70b-0360955a4bb5/shutterstock_1296270259-min.jpg Angela harrison mortgage services , home A small, family run mortgage broker service providing friendly, straightforward, honest advice. https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/151f57c5-c8f5-470b-88a5-09f350eec452/shutterstock_1296270271-min.jpg Angela harrison mortgage services , home A small, family run mortgage broker service providing friendly, straightforward, honest advice. https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/b2ad3c2f-be0c-4341-9ff7-e2a0e2e6f9e4/trust_pilot_logo.jpg Angela harrison mortgage services , home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.ahmortgageservices.co.uk/about-us-1 daily 0.75 2021-12-23 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1597329457505-HYYV3ZBW2Y81YOHKCYCP/IMG_0006.jpg Angela Harrison Mortgage Services, about us, mortgage broker, first time buyers (Copy) - About Us Angela Harrison Mortgage Services Ltd is a small, family run, friendly broker service based in Henlow, Bedfordshire. I have been in the financial services industry for over 35 years and I have been helping clients with their mortgages and family insurance needs for 30 of those years. Initially offering a full financial planning service and for the past 10 years specialising in mortgages and family insurances. For most of my career I have been employed. I decided to set up my own brokerage so I could concentrate on offering friendly, sound advice without all the pressures of corporate industry, ensuring I can always put my client first. I absolutely love helping people with their mortgages and helping them buy their homes. I have access to hundreds of different lenders and thousands of different products meaning I really can find you the most appropriate mortgage product. https://www.ahmortgageservices.co.uk/our-services-1 daily 0.75 2021-12-23 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596126903059-LZWEVW2OC46REZL9IL9H/shutterstock_553625740.jpg Angela Harrison Mortgage Services our services mortgages financial advice (Copy) - Fees & Advice One of the reasons I decided to set up a brokerage on my own, is having the flexibility around fees rather than having a set fee for everybody. This is because every client has different needs and therefore different levels of work will be involved. There is no charge for protection advice. The fee for mortgage advice is a fixed fee of £399. Any fee will not be payable until I have secured you a mortgage offer. I receive a payment from the lender and/or insurance company for any business I place with them. I will always be open and honest about this payment and how much I expect it to be. As an employed mortgage broker I was only able to research from a restricted number of lenders, this meant that clients were only provided with the best deal from that panel. I am now able to research products from the whole of the market (not including the very few lenders that will only accept business direct from client) which means I can give full advice and research the most appropriate mortgage product available for you as a client. https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596203493032-UOHEJ5ONAQTEJKL4F1PI/shutterstock_790042966.jpg Angela Harrison Mortgage Services our services mortgages financial advice (Copy) - Mortgage Consultation A consultation can be carried out either by phone, a face to face meeting at your home or a virtual meeting online, the choice is yours to make. In addition, you can choose the time and day around your own working hours and your family. During the meeting I will carry out a full “fact find” this means asking you lots of questions, getting to know you and what’s important to you and your family and your financial situation. Once I have a full understanding of what you need I will spend time researching the market and then get back in touch with my recommendations. If you are happy to proceed, I will prepare an application with you and submit it to the lender on your behalf . Once your application is submitted I will keep in touch with the lender to ensure a quick turnaround of your application and deal with any queries the lender may have as they arise. I will contact you regularly with an update. The next stage will be a mortgage offer, once I have checked this is all correct, I will keep in touch with yourself and the lender until the point the money is released. https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596140255615-SIZ0CT2XXS83Y8I3GX3R/shutterstock_1105116683.jpg Angela Harrison Mortgage Services our services mortgages financial advice (Copy) - Protection Consultation Protecting yourself and your family financially against the impact of a serious illness or an untimely death is extremely important and often not taken seriously enough. Statistics show that most families have insufficient cover and a large amount have none at all! The main reason for this area being ignored is often cost. We work hard with you to find a balance between providing adequate cover to protect your family at a cost that you are not going to resent and that is manageable. A “fact find” is carried out in line with a mortgage consultation or independently. Again, I want to find out more about what is important to you and what financial position you would be in if something did go wrong, what risk you are comfortable with and what budget you are prepared to contribute to rectifying any shortfalls. Once I have a full understanding of this, I will make recommendations to you. If you decide to proceed further, I will go through the applications with you and, once again, I will monitor the application with the insurer and keep you informed of the outcome. Once the application has been accepted we will discuss when you want this put in place. There is no fee for a protection consultation. https://www.ahmortgageservices.co.uk/mortgages-1 daily 0.75 2021-12-23 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596552973524-8XDJTHQIZ4N9ZKC1UFXL/shutterstock_1460401061+2nd.jpg angela harrison mortgage services, mortgages (Copy) https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1597341591421-DYDFUXNMGE7AXJ3UEXCL/shutterstock_451241959.jpg angela harrison mortgage services, mortgages (Copy) https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596553277343-YUCL28SJZIPUFAC58L0U/shutterstock_15542911.jpg angela harrison mortgage services, mortgages (Copy) https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596554835590-NTR9NCOPF0T76K08WHXU/shutterstock_715747162+resize.jpg angela harrison mortgage services, mortgages (Copy) https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596555142517-35OMAFWBTHM078AU8PAA/shutterstock_1514960525+resized.jpg angela harrison mortgage services, mortgages (Copy) https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596552544108-TJ2C0SZD0QF415OY9BQR/shutterstock_1455142754.jpg angela harrison mortgage services, mortgages (Copy) https://www.ahmortgageservices.co.uk/insurance-1 daily 0.75 2021-12-23 https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596555397783-5MZJCLB49DNRNRJG4QPV/shutterstock_224627284.jpg angela harrison mortgage services, insurance, family protection, life cover (Copy) - Life Cover Life cover, which can also be known as life insurance or life assurance, is an insurance policy that provides a lump sum to your family if you should die unexpectedly within a certain time period. For example, if you take out a mortgage of £200,000 over 25 years, you may want life cover to match, so that your family do not have to worry about paying the mortgage should they lose you. You may also wish to make provision for your dependents, especially if they rely on your income. It is not a nice subject to discuss, but never the less, it is important to be realistic about what would actually happen financially should you die. I will discuss this with you and we will look at cover you may already have, perhaps through your employer, or you may already have an insurance policy in place. I will then make recommendations to fill in any gaps you have in your current provision. https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596555717623-UUMS1A0DGW2K3V5I1A6P/shutterstock_1038986683+resize.jpg angela harrison mortgage services, insurance, family protection, life cover (Copy) - Critical Illness Critical Illness cover, also known as Serious Illness cover, can be taken out as a stand alone policy or included under a Life Cover policy. It pays out a lump sum should you be diagnosed with a critical illness as listed in the policy. For example, if you had sufficient cover to repay your mortgage this would ease the financial burden for you considerably. Studies show that you are more likely to suffer from a critical illness, for example, cancer, heart attack or a stroke, than you are to die prematurely. As medical science improves so do our chances of surviving one of these horrible illnesses. However, the financial impact of suffering from a critical illness can be devastating. I will review this with you and discuss what would happen if you were to suffer from a serious illness and make recommendations to fill any gaps in your provision so that if the worst happens, you can concentrate on getting well again rather than worrying about your finances. https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596555914317-QGD1CAW5JFEBQ4H3OF2U/shutterstock_126692207.jpg angela harrison mortgage services, insurance, family protection, life cover (Copy) - Income Protection Income protection is an insurance that protects your income should you be unable to work for a prolonged period of time due to sickness or an accident. You can usually choose a deferred period (for example, three months) before a plan pays out and, should you make a successful claim, it would normally pay out an amount every month until you reach the end of your policy term, you return to work, retire or pass away. Although your employer may continue to pay you for a period of time, what would happen if you still could not work but your pay had stopped? Could you manage on state benefits such as statutory sick pay? I will review this with you and check the cover you already have, through your employer or any other plans you may have. I will then make a recommendation to fill any gaps in your provision. https://images.squarespace-cdn.com/content/v1/5f1fdd350b67f4696bc7ace3/1596556028309-9VGLPORJPCD2003VNI23/shutterstock_1297523995.jpg angela harrison mortgage services, insurance, family protection, life cover (Copy) - Buildings & Contents If you wish to purchase a home using a mortgage, a lender will insist that you have Buildings Insurance, and quite rightly too! Should you be unfortunate enough to experience the damage a burst pipe can make or your house sets on fire, to name but a few examples, you will likely need to claim on your Buildings Insurance policy. Buildings Insurance will protect your building but it will not protect the contents of your home. Therefore you will also need a contents insurance policy. Although this is your choice and any lender would not insist on this. There are many providers that offer this type of cover, and you will at least need your Buildings Insurance in place on exchange of contracts. https://www.ahmortgageservices.co.uk/our-services daily 0.75 2023-11-17